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The See Shell Baby Carrier is an infant carrier only, NOT A CAR SEAT. |
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10% DISCOUNT
ON ALL "SNUGGLE
QUILTS" ORDERED FROM NOW UNTIL December 31, 2008!!! "SNUGGLE
QUILTS" MAKE WONDERFUL BABY SHOWER GIFTS!!! |
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The Inspiration for the See Shell Baby Carrier Introducing a NEW section on
Baby See Shell!
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From the ArcaMax Publishing Group, Parents Newsletter: Financial Pitfalls for the Single Parent
Do you know what some of the most common financial pitfalls are for single
parents? In The Financial Guide for Single Parents Workbook, Larry Burkett warns
single parents of the traps to look out for and how to avoid them. While credit cards may seem like an easy way to fill in the gaps of a decreased income, avoid using them as much as possible. Shopping When Depressed Many people like to go shopping as a way to cheer themselves up. But the added debt you'll incur from your shopping spree will only make you feel worse later. If you just need to get out of the house, leave your credit card at home if you'll be tempted to buy. Inadequate Child Support Unfortunately, nearly 50% of child support is never paid. If you find that you're not receiving payments, consult a professional on how to best handle the situation. Giving in to the "Gimmies" Don't let your children's wants cause you to exceed your budget. For many single parents, emotions like guilt cause them to overindulge their children, even if they can't afford it. Also, be sure to set designated amounts for holiday and birthday gifts, and stay within the budget. Trying to Maintain a Higher Standard of Living Unfortunately, many single parents will need to make lifestyle adjustments after a divorce or death of a spouse. You may need to consider moving, finding a roommate or changing your spending habits. Unexpected Expenses Put aside a little bit of money from each paycheck to set up an emergency fund. Car repairs, broken refrigerators and trips to the doctor always seem to happen when the checking account is drained - without savings set aside, you may be tempted to get further into credit card debt. Being Afraid or Embarrassed to Ask for Help There are many non-profit organizations and churches with programs specifically designed for single parents. And many single parents find that family, friends and neighbors are willing to pitch in when needed. But if you don't seek help, they may never realize what your needs are. Other Pitfalls This article is based on the book, The Financial Guide for the Single Parent Workbook, by Larry Burkett. To order this workbook from the Family First Parenting eStore, Click here. Copyright 2003 Family First. All rights reserved. -- This article courtesy of FamilyFirst.net (Click here). This news arrived on: 08/04/2004 Copyright © 2004 ArcaMax, Inc., and its licensors. All rights reserved. |
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